No Objection Certificate or NOC in case of a home loan is the legal document financial institutions provide once the borrower repays the entire loan amount. The document states that there are no outstanding dues from the borrower’s end.
Even though lenders are supposed to send this NOC document to the borrower’s registered address, sometimes it might not reach him/her due to certain issues. This can happen if one changes his/her address or provide inaccurate details. In such a scenario, a borrower can download a home loan NOC from the Bajaj Finserv Experia portal.
Steps to download Bajaj Finserv home loan NOC certificate via Experia
Table of Contents
To avoid legal troubles and incur a financial loss, you must obtain the NOC document once you pay all the outstanding home loan dues. This is one of the key prerequisites you have to meet in order to collect the document. Note that the process of obtaining it can be a little time-consuming if you want to write a letter to the lender asking for the same.
Therefore, opt for the Bajaj Finserv customer portal-Experia service facility as an alternative option. Here are the steps you need to follow to do that:
Step 1: To begin the process, login to the Experia portal first.
Step 2: Once you login to your account, go ahead and check the loan details. Note that to log in to your Experia account, you have to use either your customer ID or mobile number or email ID and password.
Step 3: Now, navigate to the ‘E-statements’ section to proceed further.
Step 4: Over there, you will find an option called ‘No Dues Certificate’. Click on it to download a home loan NOC.
Note that to simplify it, Bajaj Finserv has also extended the Experia app, where individuals can easily log in using their credentials and carry out such procedures from their mobile device. There are several features both the online customer portal and app possess that borrowers inevitably find useful.
Special features of Bajaj customer portal
Here is a list of advantages you may expect from the Bajaj Finserv customer portal-Experia:
-
Easy online payments
From making monthly instalment payments for your home loan to other necessary payments, a Bajaj Finserv customer portal accompanies you to do all of that. Even if you decide to foreclose or pre-pay your loan, you can avail of this facility to make the process less time-consuming. Available in may cities in India such as Karnataka, Nadakkavu, etc. You can even get in touch with the Bajaj Finserv customer care Hyderabad representatives to know about the charges involved in this.
-
Access to customised offers
Bajaj Finserv provides a host of pre-approved offers on several financial products such as home loans, LAPs, etc., to both its existing and new customers. Individuals can check their pre-approved offers using the Experia portal. The loan application process also becomes much easier this way.
-
Regular notifications
The Bajaj Finserv customer portal Experia also takes responsibility for notifying the borrower about his/her EMI due dates, the amount needed to pay, etc. With these constant notifications, it becomes convenient to pay EMIs on time and maintain a healthy repayment track record.
Apart from this information, the customer care portal also provides notifications related to available value-added benefits. These include facilities like EMI reduction plans which help you to find a better way to manage your monthly obligations.
-
Online shopping offers
Customers can make use of the No Cost EMI facility extended by Bajaj Finserv when they want to purchase high-value products. To do that, they can use the Bajaj Finserv EMI Network Card, which works in every partner store of Bajaj Finserv. Additionally, this Experia portal makes it more hassle-free where you can obtain information about down payments or EMIs applicable and avail the facility directly.
After completing such transactions, you can also view your account details and e-statements using this portal. Whether it is an interest certificate or a Bajaj Finserv home loan NOC certificate, one has to invest hardly a few minutes to collect such documents. By keeping them handy, it becomes easier to get prompt approval in case of future loans and avoid legal complications as well.
Additional Read: Take a Loan Against Property? Consider These Features